Is under indulgence the same thing as deprivation?  We think not!  Buying fewer, thoughtful gifts and treats for your child will allow him or her to have an enhanced sense of appreciation, plus you’ll be helping lighten the load on our planet and your pocketbook.  But beyond the immediate rewards, you’ll also reap benefits for years to csaving money and environment by under indulgingome.

  • Less financial stress: The leading cause of arguments between spouses is money.  When you co-commit to set more aside for the future, you’re also giving your baby a family with less conflicts.
  • More educational opportunities: Tucking away even small sums each month in these first few years will create a robust college fund and may even pay for preschool in the short run.
  • Less stuff: At the end of the day, you’ll have fewer items to trip over on the living room floor and your child will have more space to play and less stuff to manage.
  • Better impulse control: A University of Pennsylvania study shows that self discipline is a better predictor of academic success than even IQ. Managing your money carefully and limiting purchases models self discipline for your child right from the start.
  • More travel: Being willing to buy used clothes and toys might help you sock enough away for a few more vacations. Family memories are a great investment that will last a lifetime for your children and it’s good to get them in before our little ones become teenagers who aren’t as interested in family time.

Are there other rewards we’ve forgotten?  Have you found that the benefits of under indulgence are worth it? Do you have friends and family who share your views?