It has been a few years since Joy posted about her experience giving birth with a midwife. She wrote a series of three great posts: Choosing a Midwife, The Unique Perspective Midwives Bring to Birth and Top Ten Reasons for Choosing a Midwife Over an MD. I recommend them to anyone even considering going with a midwife, not just for a home birth but at a birthing center or hospital.
When I was pregnant with Frances, the only maternity insurance a self-employed woman could get in our state only covered emergencies. After doing a little research, I discovered a hospital birth would cost us at minimum $10,000 out of pocket. Since birthing centers are illegal here, we decided to look into a home birth with a midwife. I never thought I’d give birth at home, but I’m too frugal to drop $10K when there are cheaper alternatives. Plus, I had the assurance that if complications arose, we were covered by our insurance.